Drive Now,
Pay Later

With No Payments for 90 Days1

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Get where you're going faster with our smart Auto Loan Solutions and 90 days no payments.1

1

90 Days No Payments1

Drive now, pay later with three months of payment-free driving.

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2

Low Rates & Flexible Terms

We offer competitive rates and flexible terms to fit your budget!

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3

Fast Answers

Quick turnarounds because your application stays local.

Apply Now
1

90 Days No Payments1

Drive now, pay later with three months of payment-free driving.

Learn More
2

Low Rates & Flexible Terms

We offer competitive rates and flexible terms to fit your budget!

Learn More
3

Fast Answers

Quick turnarounds because your application stays local.

Apply Now

1 APR – Annual Percentage Rate. Subject to credit approval and recommended rates may vary based on individual creditworthiness. Estimated monthly payment of $23.32 per $1,000.00 borrowed for a term of up to 48 months. Rates subject to change without notice and may be higher based on term and/or qualifications. Must qualify for Peach State membership. Members must qualify for a Peach State loan. Peach State will finance up to 120% of the NADA vehicle valuation. May not be used in combination with any other offer. Fresh Start Auto and Ready, Set, Drive! programs are excluded. Minimum credit scores apply. To be eligible for refinancing, auto loans must be financed with another lender and vehicle ownership must remain the same. Interest will continue to accumulate on the loan during the 90 days of no payment. A $15 loan application fee is charged for processing. Terms and conditions subject to change without notice.

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Auto Loan Resources and Tools

Our Resource Center offers free blogs, eBooks, guides, calculators, and financial literacy content to help you make the best financial choices for your unique situation.

Here are a few recent resources. To see all of the free content available to you, visit our Resource Center

Articles

5 Major Benefits of a Credit Union Car Loan

Read More about 5 Major Benefits of a Credit Union Car Loan
Articles

9 Things Every First Time Car Buyer Should Know

Read More about 9 Things Every First Time Car Buyer Should Know
eBooks

Car Loans 101: Car Buying Made Easy

Read More about Car Loans 101: Car Buying Made Easy
Articles

4 Tips You Should Know When Using an Auto Loan Calculator

Read More about 4 Tips You Should Know When Using an Auto Loan Calculator
Peach State FCU Cares Heart

The Peach State FCU C.A.R.E.S. Foundation

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Cares

Each year, Peach State donates time, materials, and money to organizations in our service area through the Peach State FCU C.A.R.E.S. Foundation.

Over $2M+ contributed

to local organizations that help our neighbors!

Learn More
How to Negotiate Car Price The Ultimate Money Saving Guide eBook Cover

Auto Loan Tips You Need!

Negotiate The Best Car Price Possible!

Our free How to Negotiate Car Price: The Ultimate Money Saving Guide reveals insider tips on how to negotiate the best deal on a new car, used car, or trade-in! We also break down which additional coverage options are beneficial to your wallet and budget. 

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I have done business with the credit union for 38 years and have never had anything but a positive experience! 
 
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Thank you all for taking care of me like I’m family!
 
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Customer service is top notch and giving back to the community is a consistent focus. I love Peach State FCU!
 
- Susan D.